Through all the complex industry jargon and thousands of mortgage products at our disposal, we appreciate the crucial part for most of our clients is how much are the monthly mortgage payments. Mortgage payment are typically people’s largest single monthly outgoing...
Mortgage Affordability: What mortgage can I get? Your mortgage affordability represents how much a bank will be willing to lend to you. Fundamentally, affordability is a calculation of income less expenditure, but several factors come into the equation which we will...
First time buyers wanting to buy your own home and get on the property ladder but not knowing about the house buying process? This one’s for you! We also think some of you seasoned homeowners could benefit from reading this too, especially if you’re looking to move...
Getting a mortgage, whether it’s your first home, you’re moving house or just remortgaging, is a crucial piece of the puzzle. Generally, little is known of the mechanics behind your own mortgage affordability and the unknown leads some people to turn to their bank, as...
Life Insurance – something many understandably don’t want to talk about, don’t want to think about and don’t want to pay for! Life insurance refers to various policies which include cover for being unable to work, suffering a critical illness or death. The FCA...
The internet is undoubtedly the most valuable resource available in the 21st century; Google can tell you just about everything you need to know. But navigating through all that information can leave you lost, unsure and on your way to a bad decision. When it comes to...
