Buying, remortgaging or looking to raise additional funds on your mortgage? Prospective and existing homeowners have the choice of brokers vs branches; whether to use a mortgage intermediary, a broker, or go direct to a mortgage lender when arranging a mortgage. The...
Mortgage interest rates available to new borrowers, whether buying or remortgaging, are constantly changing. These changes are caused by the economic environment as well as the appetite for lending from each mortgage provider at the time. Economic conditions...
Mortgage affordability represents how much you can borrow. On a residential property, your level of income is the primary factor which determines the size of mortgage available to you. Income verification is part of the standard underwriting process once a full...
Income Protection is an insurance policy which provides cover in the event of being unable to work due to accident, sickness or disability. Income Protection Awareness Week has run in the week just gone with various articles, videos and statistics providing...
With rising interest rates, many homeowners have been forced into extending their mortgage term to ensure the monthly payments remain affordable. This has led to an increase in the number of people looking to take the maximum mortgage term available to them....
Following the recent interest rate rises, borrowers looking to secure new mortgage lending now face the prospect of significantly increased monthly payments compared to recent years. Interest rates have been steadily rising across the last six months and the fiscal...
