Rising house prices mean home ownership is an unrealistic prospect for some prospective buyers in today’s society. Shared Ownership represents an alternative financing method that can provide a solution to this issue. It is one of the Affordable Home Ownership Schemes...
As part of the mortgage process, there are various documents you will need to provide in order for the mortgage lender to verify your income, expenditure, address and identity. Documents should always be requested by the broker before submitting any mortgage...
With interest rates at record lows, it seemed only a matter of time before mortgage rates dropped below 1%. While there have been a few products available below this mark for a couple of months now, many mortgage lenders have dropped rates this week and the news has...
The First Homes Scheme will launch in full later this month as a vital part of the constant drive to make homeownership accessible to young people. This is Money reported earlier this year that the average age of first-time buyers is now 31 with most people renting or...
Yesterday, Saturday 5th June, marked World Environment Day 2021. Understandably, for most people this will have passed by without notice as the hectic nature of everyday life takes over. At Ferro, we decided this was the perfect time for us to begin our green...
Before we look at adverse credit mortgages, let’s quickly reiterate the importance of your credit report over and above any credit score with any credit reference agency. Using your credit score as an indicator when applying for a mortgage is misleading as most...
