Life Insurance is often used as an umbrella term for a range of policies including life cover, critical illness and income protection. All three types of cover serve a distinct purpose and having “fully comprehensive” life insurance will mean having all three policies...
What property you can afford to buy is a combination of how much deposit you have available and what mortgage you would be eligible for. Saving for a house deposit is generally the number one dilemma standing in the way of first time buyers getting on the property...
Fees in the Mortgage Process Fees are the reason why it’s not simply all about the interest rate when choosing the best, cheapest mortgage available to you. If you ever hear this from anyone, you might just want to nod along and then seek qualified, professional...
Getting a mortgage when you’re self-employed needn’t be as difficult as it’s sometimes made out to be. Most lenders are just as ready to lend to the self-employed providing the income, and the sustainability of the income can be properly evidenced in line with...
Having a mortgage declined by a lender happens to people every day. It is certainly not uncommon and it certainly does not mean you won’t be able to get a mortgage with another lender. Sometimes if you walked into the bank next door they would’ve done it, it can be...
Mortgage affordability, the amount of mortgage you’re eligible for, is primarily dependent on your household income. Your expenses, the term of the mortgage and any children/dependents are factors that can have a big impact on the amount available, but the driving...
