Affordability is forever a hot topic when it comes to mortgages. While income and expenditure are the driving forces behind the affordability calculation, many other factors affect borrowing capability with lenders constantly competing to find their niche and attract...
Retirement interest only (RIO) mortgages are a type of product aimed, as the name suggests, at those who have already retired or will soon be retiring. Retirement interest only mortgages are only available on your residential property. However, they are not to be...
Across the mortgage market, availability of low deposit mortgages for new-build properties is scarce. The Help to Buy Equity Loan scheme has supported the new-build market since it began in 2013. However, the end of the scheme is fast approaching with the deadline for...
Critical illness cover is a type of insurance policy designed to pay out a lump sum in the event of being diagnosed with a specified “critical illness”. The most common causes for claim on a critical illness policy are cancer, heart attack and stroke. However, there...
With interest rates on the rise, securing your new remortgage deal, as soon as possible, can save you a significant amount on your monthly payments. Whether you’re considering a short-term fixed rate, a long-term fixed rate or any type of variable rate mortgage, we...
