One of the most commonly searched for answers and something we get asked all the time is, “how long does a mortgage application take?” While there is no generic answer, we can let you know what is possible, what is to be expected and what coronavirus has done to...
Through all the complex industry jargon and thousands of mortgage products at our disposal, we appreciate the crucial part for most of our clients is how much are the monthly mortgage payments. Mortgage payment are typically people’s largest single monthly outgoing...
Mortgage Affordability: What mortgage can I get? Your mortgage affordability represents how much a bank will be willing to lend to you. Fundamentally, affordability is a calculation of income less expenditure, but several factors come into the equation which we will...
First time buyers wanting to buy your own home and get on the property ladder but not knowing about the house buying process? This one’s for you! We also think some of you seasoned homeowners could benefit from reading this too, especially if you’re looking to move...
Getting a mortgage, whether it’s your first home, you’re moving house or just remortgaging, is a crucial piece of the puzzle. Generally, little is known of the mechanics behind your own mortgage affordability and the unknown leads some people to turn to their bank, as...
