Joint Borrower Sole Proprietor (JBSP) is the humble, unassuming instrument in the toolkit of a mortgage broker. A JBSP mortgage can be used to give young people a leg-up onto the property ladder and it can save those eligible thousands! JBSP is exactly what the name...
When the bank start offering you new terms, it’s time to start remortgaging. The majority of people take out mortgages fixed at a specific interest rate for two or five after which time the interest rate increases onto a higher variable rate. At this point, the bank...
Life Insurance is a protection policy designed to be there in a time of need. It is not an opportunity to create wealth for future generations, nor is it something to be taken out on the cheap. Proper advice, comprehensive cover and policies in trust give you peace of...
Ever been told your mortgage is complicated because you’re self-employed? Well, it’s a bit like being told subtraction is harder than addition. Yes, it’s true, but they’re both basic, fundamental skills just as being an expert in self-employed mortgages is to any...
Whether it’s Experian, Equifax, TransUnion or any other credit reference agency, people often keep close watch of their credit score and think it’s the be all and end all when a lender comes to assessing your credit history in relation to obtaining a mortgage. The...
