The First Homes Scheme will launch in full later this month as a vital part of the constant drive to make homeownership accessible to young people. This is Money reported earlier this year that the average age of first-time buyers is now 31 with most people renting or...
Yesterday, Saturday 5th June, marked World Environment Day 2021. Understandably, for most people this will have passed by without notice as the hectic nature of everyday life takes over. At Ferro, we decided this was the perfect time for us to begin our green...
Before we look at adverse credit mortgages, let’s quickly reiterate the importance of your credit report over and above any credit score with any credit reference agency. Using your credit score as an indicator when applying for a mortgage is misleading as most...
As a mortgage broker, it is our job to know mortgage lenders criteria inside out so we can give you informed, up-to-date advice based on which lender is most appropriate for you. If your mortgage broker is not putting you with the cheapest bank, it should only be...
Whether it’s a mortgage in principle, decision in principle or an agreement in principle, for those who don’t already know, you’ll be relieved to know these are all the same thing. These are not three different stages you need to complete – just one! Different banks,...
