Having a mortgage declined by a lender happens to people every day. It is certainly not uncommon and it certainly does not mean you won’t be able to get a mortgage with another lender. Sometimes if you walked into the bank next door they would’ve done it, it can be...
Mortgage affordability, the amount of mortgage you’re eligible for, is primarily dependent on your household income. Your expenses, the term of the mortgage and any children/dependents are factors that can have a big impact on the amount available, but the driving...
Rising house prices mean home ownership is an unrealistic prospect for some prospective buyers in today’s society. Shared Ownership represents an alternative financing method that can provide a solution to this issue. It is one of the Affordable Home Ownership Schemes...
As part of the mortgage process, there are various documents you will need to provide in order for the mortgage lender to verify your income, expenditure, address and identity. Documents should always be requested by the broker before submitting any mortgage...
With interest rates at record lows, it seemed only a matter of time before mortgage rates dropped below 1%. While there have been a few products available below this mark for a couple of months now, many mortgage lenders have dropped rates this week and the news has...
