When you’re on a fixed rate mortgage, it’s important to start your remortgage well in advance of your fixed rate expiring. This allows you to secure a new mortgage product, preventing you slipping onto the lender’s standard variable rate (SVR) when your current...
Interest rates are a hot topic right now and will likely continue to be so throughout 2022. With mortgage rates at record lows, rising inflation and noise of interest rate rises from the Bank of England was sufficient for mortgage lenders to increase rates a little...
Of all the policies which come under the umbrella term of life insurance, family income benefit is perhaps the least well known. Despite being relatively low cost and providing priceless, life changing cover, family income benefit is too often seen as an added extra...
Instructing a survey when purchasing any home that isn’t a new-build is an absolute must! While it may seem like another cost, not having a survey done is just not a risk worth taking. Houses are more than likely going to be the biggest, most expensive asset you ever...
With the COP26 summit in full flow, climate change is a hot topic right now and green mortgages are entering the market. While the Oxford English Dictionary announced “vax” was the word of the year for 2021, “net-zero” can’t have been far behind. From housebuilders to...
