The First Time Buyer Process

The First Time Buyer Process

In the UK, the average age of a first time buyer is over 30. With the cost of living constantly rising, saving for a deposit is becoming increasingly difficult. On top of this, house price inflation is running at over 10% putting home ownership further out of reach...
Credit Score vs Credit Report

Credit Score vs Credit Report

One of the biggest misconceptions around mortgages is the importance of your credit score. The content of your credit report is of much greater consequence than a simplified credit score, which cannot quantify the full picture of your credit history. There are four...
Home Insurance and the end of Price Walking

Home Insurance and the end of Price Walking

Price walking is the practice by which existing home insurance customers are offered higher relative premiums compared to new customers. Sounds unfair? Well, that’s why it’s changed! Following a study of pricing in the General Insurance market in late 2020, the...
Price Comparison Sites for Mortgages

Price Comparison Sites for Mortgages

Getting a mortgage isn’t as simple as sourcing your car insurance. So why would you look for a mortgage on a price comparison site – in the same place you look for your car insurance? While admittedly a price comparison site may throw up the best deal, how do...
Mortgage Overpayments

Mortgage Overpayments

Mortgage overpayments provide an opportunity to become mortgage free sooner! For those with surplus income each month, using this money to reduce your mortgage may be something you wish to consider. In this blog, we’ll look at all things mortgage overpayments… All...