Ever been told you can’t get life insurance because of a previous medical condition? Premiums on any life insurance policy simply represent the risk to the insurer. If the risk is higher, the premiums are higher and if the risk is lower, the premiums are lower – this...
Are buy now pay later schemes affecting the ability of people to get a mortgage? Buy now pay later (BNPL) has seen exponential growth over the last decade with financing a purchase becoming increasingly easy and increasingly normal. While BNPL has been around for many...
You’re coming to the end of your fixed rate, your mortgage lender has offered you a new deal, it looks pretty good, you’ll be paying about the same as you are at the minute and it saves you going through the remortgage process. What are you thinking? If the answer to...
The Help-to-Buy Equity Loan is a government backed schemed now exclusively available to first time-buyers purchasing a new-build homes. The scheme began back in 2013 and was revised from April this year. March 2023 will see the end of Help-to-Buy after nearly a decade...
As we continue to come out of the other side of the coronavirus pandemic, the housing market has begun to settle after 18 months of unpredictability. The rise in house prices was driven by the fundamentals of supply and demand. Demand was outstripping supply across...
